Turning 65 Soon?

Don’t miss out on Medicare open enrollment.

Turning 65 is a major milestone in life, and it comes with a significant benefit—Medicare eligibility. If you're approaching your 65th birthday, it's time to take control of your healthcare future by enrolling in Medicare. Navigating the complexities of Medicare can be overwhelming, but we’re here to make the process simple and stress-free.

Don’t miss out on Medicare open enrollment

Why Medicare Matters at 65

At 65, you unlock access to Medicare, a federal health insurance program designed to provide comprehensive healthcare coverage to those who are eligible. Whether you're still working, retiring, or considering your health coverage options, Medicare ensures you have access to essential medical services. However, enrolling at the right time is crucial to avoid any penalties or gaps in coverage.

Don’t miss your Medicare window. Turning 65 is a time of celebration and planning for the future, so let us help you secure the healthcare coverage you deserve.

Get the most from Medicare – Let’s start your enrollment

Important Dates to Remember:

Open Enrollment Period: October 15th - December 7th
Changes Take Effect: January 1st of the following year
Tom Cooper

Tom Cooper

Insurance Agent
MBA, CLU®, CFA, LTCP

Strategic Guidance for Lasting Success

Personalized Insurance & Financial Solutions

As an enthusiastic life & health insurance agent, I am committed to helping my clients achieve their insurance goals.

About Me

As a seasoned Senior Life & Health Insurance Agent with more than ten years in the industry, my focus lies in guiding individuals, families, and businesses towards safeguarding their financial prospects. I am driven by a mission to offer tranquility and financial stability to my clients, crafting bespoke life insurance strategies that align with their specific requirements. My dedication is rooted in forging enduring connections based on mutual trust, clear communication, and outstanding client service.

My dedication is rooted in forging enduring connections based on mutual trust, clear communication, and outstanding client service.

What Medicare Covers

When you turn 65, you become eligible for:

  • Medicare Part A (Hospital Insurance): Covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
  • Medicare Part B (Medical Insurance): Covers certain doctors' services, outpatient care, medical supplies, and preventive services.
  • Medicare Part D (Prescription Drug Coverage): Helps cover the cost of prescription medications.
  • Medicare Advantage Plans (Part C): These all-in-one plans bundle Part A, Part B, and usually Part D, offering additional coverage such as vision, dental, and hearing.
What Medicare Covers

Are You Ready for Medicare Open Enrollment?

Every year, Medicare has an open enrollment period where you can make adjustments to your coverage. If you're turning 65, this is your chance to choose the plan that best meets your needs. From Original Medicare to Medicare Advantage Plans, Supplement Plans, and Prescription Drug Coverage, there’s a range of options tailored to your healthcare needs.

Why Choose Us to Guide You Through Medicare?

Our team of Medicare experts is here to walk you through every step of the enrollment process. We understand the importance of having peace of mind in your healthcare decisions, and we’re committed to helping you:

  • Understand Your Options: We’ll explain the differences between Medicare plans, so you can make an informed decision.
  • Answer Your Questions: Are you confused about what’s covered or how much it costs? We’ll clarify every detail.
  • Medicare Part D (Prescription Drug Coverage): Helps cover the cost of prescription medications.
  • Find the Best Plan for You: We’ll work with you to choose the plan that fits your budget, health needs, and lifestyle.
Our team of Medicare experts is here to walk you through every step

Changes in Coverage by Age

Similar to overall coverage rates for adults age 65 and older, all age groups within this population experienced decreases in dual private and Medicare coverage and increases in rates of Medicare coverage alone from 2017 to 2022:

  • Ages 65 to 69: Dual coverage decreased 8.0 percentage points and Medicare alone increased by 6.3 percentage points — the only older adults age group that did not experience higher rates of Medicare alone coverage than dual private and Medicare coverage.
  • Ages 70 to 79: Dual coverage decreased 9.2 percentage points to 40.4% and Medicare alone increased 7.9 percentage points to 46.9%.
  • Age 80 and older: Dual coverage decreased 7.9 percentage points to 37.8% and Medicare alone increased 7.6 p

Source: US Census Bureau

Changes in Coverage by Age

Here’s why you should act now

  • Enrollment Windows Matter: Your initial enrollment period is seven months long, starting three months before your 65th birthday and ending three months after. Missing this window could result in late penalties or limited coverage options.
  • Tailored Coverage Options: Medicare isn’t one-size-fits-all. There are multiple plans to choose from, allowing you to customize coverage that fits your healthcare needs and financial situation. We can help you find the best option.
  • Avoid Gaps in Coverage: Getting ahead of your Medicare decisions ensures seamless coverage, so you don’t experience any breaks in health insurance, especially as you transition into retirement or adjust your financial planning.
Here’s why you should act now

Don’t Wait – Secure Your Healthcare Today

You’ve worked hard to reach this milestone—don’t leave your healthcare to chance. Enrolling in Medicare now will ensure you have the coverage you need when you need it most. Let us help you navigate your options and secure the best plan for your future.

Ready to take the next step? Simply fill out the form, and we’ll reach out to you shortly. Whether you’re ready to enroll or just want more information, we’re here to help you make a confident choice.

Why Expert Guidance is Essential

Tailored solutions for your unique needs

Because your values and goals are personal to you, a one-size-fits-all solution simply won't do.

Get the ideal solution for you

Consulting with an experienced professional can help you explore options to find the right balance of benefits tailored to your needs.

Together for the long haul

As your life evolves, so do your needs. I'll be there to help you every step of the way.

We have got you covered

Don’t miss the Medicare milestone at 65. Maximize your benefits during open enrollment.

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