(212) 397-8451

New Job, New Beginnings. Don’t Leave Your 401(k) Behind—It’s Time for a Fresh Start.

Starting a new job is exciting, but what happens to the retirement savings you've already built up? Leaving your 401(k) behind with your previous employer may mean missed opportunities for growth, flexibility, and security. Now is the perfect time to take control of your retirement funds by rolling over your 401(k) to an IRA, and here’s why it's a smart move.

Why Rollover Your 401(k) to an IRA?

When you change jobs, your 401(k) account often doesn’t follow, and leaving it untouched can limit your investment options and growth potential. By rolling over your 401(k) to an Individual Retirement Account (IRA), you unlock a world of benefits:

More Investment Choices: Unlike traditional 401(k)s, IRAs offer a wider range of investment options, allowing you to better customize your retirement portfolio.

Potential for Tax-Deferred Growth: Keep your savings growing tax-free until retirement, and explore options that better suit your risk tolerance and long-term goals.

Increased Control & Flexibility: With an IRA, you’re in charge, enabling you to make investment decisions that align with your personal financial plan.

Include Message

Managed by InsuranceAgentFinder.com

Tina Waltz

Insurance Agent

Personalized Insurance & Financial Solutions

As a Health Insurance Agent, I specialize in navigating complex healthcare systems to provide clients with optimal coverage tailored to their needs.

New York, NY 10010

(212) 397-8451

Key Benefits of Fixed Index Annuities in Your IRA

Principal Protection Principal Protection: The key feature of a Fixed Index Annuity is that it protects your initial investment (principal) from market downturns, meaning you cannot lose your original money invested, even if the stock market falls.

Market-Linked Growth Market-Linked Growth: While protecting your principal, FIAs still allow you to participate in a portion of the stock market's positive gains by linking their returns to a market index like the S&P 500, offering potential for growth.

Guaranteed Lifetime Income Options Guaranteed Lifetime Income Options: Choose annuity options that can provide guaranteed income throughout your retirement, ensuring you never outlive your savings.

Predictable Returns Predictable Returns: Although not guaranteed, FIAs provide a degree of predictability in returns as they are tied to the performance of a specific market index, offering some stability compared to directly investing in stocks.

Tax-Deferred Growth Potential Tax-Deferred Growth Potential: Like other retirement investments, FIAs grow tax-deferred, helping you keep more of your hard-earned money.

Key Benefits of Fixed Index Annuities in Your IRA

Discover the Benefits of Adding Fixed Index Annuities to Your IRA

Fixed Index Annuities (FIAs) add an extra layer of security and growth potential to your retirement portfolio. These annuities are designed to provide predictable returns based on stock market performance without exposing your principal to potential market losses.

Consider These Important Facts Before Leaving Your 401(k) Behind

An estimated 1 in 5 U.S. workers have left behind or forgotten 401(k) retirement accounts, according to estimates by Capitalize, a financial services company. Source: CNBC

IRAs Offer More Investment Options Compared to 401(k) Plans – An IRA is typically held by a brokerage or investment firm. In general, it offers more investment options than a 401(k), but contribution limits maybe much lower. Source: Investopedia

Nearly 7 in 10 retirees who own an annuity are more confident their savings and investments will not run out if they live to age 90, compared with 57% of retirees who don’t own an annuity, the 2016 LIMRA survey found. Source: Kiplinger

Don’t Just Save—Build a Stronger Future with Fixed Index Annuities

Preparing for retirement means making strategic choices that support both growth and security. By adding FIAs to your IRA, you’re setting the stage for a worry-free retirement, knowing you have a stable source of income and a growth-focused plan.

Your Retirement Deserves a Fresh Start—Make Your 401(k) Work Harder with an IRA Rollover.

Whether you’re in a new position or planning a career change, your retirement shouldn’t be left behind. Take this opportunity to enhance your financial security and make your savings work harder for you.

Why Expert Guidance is Essential

Tailored solutions for your unique needs

Because your values and goals are personal to you, a one-size-fits-all solution simply won't do.

Get the ideal solution for you

Consulting with an experienced professional can help you explore options to find the right balance of benefits tailored to your needs.

Together for the long haul

As your life evolves, so do your needs. I’ll be there to help you every step of the way.

We have got you covered

Your new job deserves a fresh financial start—bring your 401(k) along with you.

Disclaimer: This information is provided for informational, educational, and marketing purposes only and should not be considered financial or insurance advice. It is not a substitute for personalized guidance from a qualified insurance or financial professional. We strongly recommend consulting a professional before making any financial decisions. Additionally, the content in this material is not intended to provide tax or legal advice. For recommendations specific to your circumstances, please consult a qualified legal or tax professional. This content is not approved, endorsed, or affiliated with any governmental agency, insurance agency or financial institution. Third-party links and resources are offered for user convenience and have not been independently verified by InsuranceAgentFinder. InsuranceAgentFinder does not endorse or assume responsibility for the accuracy, reliability, or quality of information or services provided by external parties. Any member testimonials represent individual experiences and may not necessarily reflect the outcomes of other clients. Historical performance or success does not guarantee future results.